{"description":"Daily USDT premium over the bank rate per currency (last snapshot of each UTC+8 day). premium_pct = (best_buy / bank_rate - 1) * 100.","history":[{"date":"2026-10-08","currency":"SGD","bank_rate":1.27861386892,"best_buy":1.28,"best_source":"Independent Reserve","premium_pct":0.108},{"date":"2026-10-09","currency":"SGD","bank_rate":1.27874183652,"best_buy":1.28,"best_source":"Independent Reserve","premium_pct":0.098}],"license":"Free to cite with a link to https://oaneo.com/rates/","source":"https://oaneo.com/rates/"}