{"description":"Daily USDT premium over the bank rate per currency (last snapshot of each UTC+8 day). premium_pct = (best_buy / bank_rate - 1) * 100.","history":[{"date":"2026-10-08","currency":"MYR","bank_rate":4.08422527706,"best_buy":4.104467431660008,"best_source":"Luno","premium_pct":0.496},{"date":"2026-10-09","currency":"MYR","bank_rate":4.08463403886,"best_buy":4.112915016887925,"best_source":"Luno","premium_pct":0.692}],"license":"Free to cite with a link to https://oaneo.com/rates/","source":"https://oaneo.com/rates/"}